We hope you are as excited as we were when we first started out! Once your investment account has been activated, follow these steps to begin investing:

1) Sign into your account here 

2) Go to the “Browse Loans” section to view the ongoing funding opportunities. The ones with “Crowdfunding” status are available for investment. 

3) Click on the Loan ID to view the Factsheet which would provide details of the loan and business.

4) Input the amount you want to invest under the “Investment Amount” column and check the box next to it. The minimum investment amount starts from as low as S$20. Depending on the total loan volume, the maximum amount could be capped to allow as many Investors as possible to participate.. Click on “Confirm Investment” to complete your investment! 

Loans will only appear in the Browse Loans page when in the Pre-CF status, Crowdfund status and Success status and are separated into the Business Term Loan and Invoice Financing tabs. Any investments made in the same day, including auto-investments, will be shown in the Your Investment(s) Today tab.

Pre-CF status: when the fact sheet is published for you to review the investment opportunity at least 3 hours before crowdfunding commences. Once your account is fully activated (i.e. after your initial minimum deposit of SGD $500 has been confirmed), you will receive an email alert once a loan moves into Pre-CF status. This is also the time you can check if you were auto-invested into the loan and opt out from it if you wish to. 

Crowdfunding status: when you can manually invest in a loan. A loan would remain in this status for 14 days or until the entire loan amount is fully funded, whichever comes first. Sometimes smaller loan amounts are fully funded in a matter of minutes. We aim to optimize the number of investors who can participate in the loans by setting minimum and maximum investment amount limits. 

Success status: when the loan has been fully funded. It takes about 1 business day for funds to be disbursed to the borrower. When this happens, the loan in success status will move out of the Browse Loans page and into the Portfolio page in Ongoing loan status. 

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