Here at Funding Societies, we offer three products to help you get the business financing that you require. For SMEs with loan requirements less than $100,000, you can apply through FS Bolt:

For business expansion and project financing, we offer Business Term Loans:


For working capital needs, you can pledge your invoices (accounts receivable) to us and receive cash upfront by Invoice Financing:


Note: Invoices must be issued to a locally incorporated business. For invoices billed overseas, Trade Credit Insurance may be purchased by the Seller for the invoices.

The loan tenure for Bolt and Business Term Loans range from 1 to 12 months, while the tenure for Invoice Financing is up to 150 days after the funds have been disbursed.

Directors can also choose to pledge residential and commercial properties to obtain a Property-backed Secured Loan. Being collateralized, interest rates tend to be lower than an unsecured loan of similar terms.

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