Once your investment account has been activated, you can begin to invest in the various notes that are available on our platform.
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This is when you can invest in a note. A note remains in Crowdfunding status until the entire note amount is fully funded. Sometimes smaller note amounts are fully funded in a matter of seconds. We aim to optimize the number of investors who can participate in the notes by setting minimum and maximum investment amount limits. 

Once the note is fully funded during the crowdfunding round, it will be disbursed to the SME. It takes about 1 business day for funds to be disbursed to the SME. You can check the note status in your portfolio, to track the progress of your investments.

Depending on the various repayment schedules for the product, repayments will be distributed to your Funding Societies virtual account. You can also check the repayment status of notes in your portfolio. Repayments can be used to reinvest into other notes or withdrawn to your bank account.

Now that you are familiar with the investing process, here's how you can make your first investment!

1. Sign into your account here

2. Go to the “Browse Loans” section to view the ongoing funding opportunities. The ones with “Crowdfunding” status are available for investment. You will also receive email notifications when any note enters the pre-crowdfunding round.

3. Click on the note ID to view the Factsheet which provides details of the loan and business. Take note of the time that the crowdfunding will begin, if you wish to participate in it.

4. Once it is time for crowdfunding, you can login to your account. Input the amount you want to invest under the “Investment Amount” column and check the box next to it. The minimum investment amount starts from S$20. Depending on the total note volume, the maximum amount could be capped to allow as many Investors as possible to participate. Click on “Confirm Investment” to complete your investment! Once the crowdfunding is fully funded, no further investment will be accepted. Therefore, to ensure timely participation, we recommend subscribing to our newsletter, logging in on time and refreshing the page as needed.

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