We do not charge you for setting up an account, browsing our notes, depositing, or withdrawing funds.

We charge a nominal service fee of 18% of interest earned to cover operational costs such as customer support and collections; this is inclusive of prevailing government Goods and Services Tax (“GST) imposed by Inland Revenue Authority of Singapore (“IRAS”).

E.g. If you've invested $1,000 into a one month note of 12% p.a., service fees are at 18% of the $10 interests earned. So you will receive $8.20 of interests and $1.80 will be charged as service fees.

Service fees are deducted only when interest is repaid to you. You can view the service fees charged on each repayment in the Portfolio page or your Monthly Statements

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