Investors | Help | Funding Societies

Understanding peer-to-peer lending

What does 'crowdfunding' and 'peer-to-peer lending' mean?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Why do companies borrow from Funding Societies?

5 reasons why big and small companies choose us for alternative financing

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Our Capital Markets Services license (CMS)

What does holding an MAS-issued CMS license mean for our investors?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Opening an Investor account

How do I sign up as an investor?

Opening an account is free-of-charge, and takes just 5 simple steps. Follow these steps to start investing on Funding Societies!

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Can I sign up as an investor in Singapore, Malaysia, and Indonesia?

The leading P2P lending platform in South-East Asia: How you can invest in the three countries we operate in

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Qualifying and Verification Measures

Why we need your employment and bank account information, etc.

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Updating personal information

Editing personal information of your profile

Written by Tom Brown
Updated over a week ago

Getting started

Making a deposit

Funding your investor account is easy. Make a deposit anytime.

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Start investing: A beginner's guide

Investing in a crowdfunding is easy: follow these simple steps to start earning returns

I

Written by Investor's Assistant (Sean)
Updated over a week ago

How are interest rates determined?

Interest rates and expected returns

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Our credit assessment explained

How we assess the creditworthiness and legitimacy of SMEs and their operations

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What fees do you charge?

No hidden fees and costs, and service fees are deducted only when you earn on interest

I

Written by Investor's Assistant (Sean)
Updated over a week ago

How do I participate in the crowdfunding round?

Here's a guide to manually investing in a note during the crowdfunding round

Written by Tom Brown
Updated over a week ago

Are there exclusive deals for Accredited or Institutional Investors?

Written by Tom Brown
Updated over a week ago

Investment Opportunities

What are 'Guaranteed Property-backed Investments (GPI)'?

L

Written by Lynn tan
Updated this week

Why are interest rates lower for Property Backed Secured Investments?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What are 'Business Term Financing Investments (BTL)'?

Unsecured loan products that allow for monthly installment repayments

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What are 'Guaranteed Returns Investments (GRI)'?

Written by Tom Brown
Updated over a week ago

What are 'Invoice Financing Investments (IF)'?

How businesses borrow money based on future receivables/ invoices due from customers

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What are 'Property-backed Secured Investments (PBSI)'?

Frequently asked questions on PBSI

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What are 'Revolving Credit Investments (RCI)'?

Written by Tom Brown
Updated over a week ago

How you can invest automatically

What is auto-invest?

Understand how our Auto-Invest 3.0 Algorithm works

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Setting Up Auto-Invest 3.0

Make investing even easier: here are the various selections you can make to be automatically invested!

I

Written by Investor's Assistant (Sean)
Updated over a week ago

How do I better match my auto-invest selection to my investment preferences?

We designed Auto-Invest 3.0 to allow investors greater customization to automated loan selection. Here's how you can maximize this feature.

I

Written by Investor's Assistant (Sean)
Updated over a week ago

The New Auto Invest

The new Auto Invest 3.0 upgrade

Written by Tom Brown
Updated over a week ago

Auto Invest Error Messages Explained

Explanations for why you weren't automatically invested.

Written by Tom Brown
Updated over a week ago

Building your portfolio

Diversifying your portfolio

How you can mitigate concentration and default risks and optimize your portfolio returns.

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Maintaining a healthy account balance

A healthy available balance is essential to ensure you never miss out on any investment opportunities

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Why do some notes have investment limits?

How we decide to place limits on investing into notes

Written by Tom Brown
Updated over a week ago

Funding Societies Loyalty Program

Learn more about the different loyalty tiers, benefits, and how to upgrade to a higher tier!

Written by Tom Brown
Updated over a week ago

Understanding repayments

When can I expect repayment, and how is it calculated?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What happens in the event of early repayment?

Is there an early repayment fee?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What happens if Funding Societies defaults?

This refers to the unlikely event of Funding Societies undergoing winding-up proceedings or becomes insolvent.

K

Written by Kaixiang Koh
Updated over a week ago

What happens in the event of late repayment?

Late interest charges, and how we collect it

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Understanding defaults

When does a late repayment become in default, and what options for recourse are available then?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Monitoring your performance

Overview & Portfolio Numbers Explained

A simple breakdown of what the numbers on your overview & portfolio reflect

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Making a withdrawal from my account

You can withdraw your available balance at any time. Here's how.

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Additional questions

Can I register as an SME, investor, and a referral partner simultaneously?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What is the difference between simple and effective Interest?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Can I withdraw from a confirmed investment?

Can I cancel my confirmed investment?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

How do I change my bank account?

Let us know when you've changed your bank account to ensure future withdrawals always reaches you quickly.

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Is the interest I earn taxable?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

What does 'witholding tax' mean?

I

Written by Investor's Assistant (Sean)
Updated over a week ago

Two-Factor Authentication (2FA) Setup

Written by Tom Brown
Updated over a week ago

Additional investment opportunities

Having more notes available to invest in

Written by Tom Brown
Updated over a week ago

Understanding note statuses

Written by Tom Brown
Updated over a week ago